Wintering in Portugal

Just look at the vast volume of what had been written and spoken about ****** , from day one..
Especially as an exit deadline approaches..
.
Look at the opinions of so called ' Experts ', laugh at the forecasts of the ' Informed, ' Uninformed ', ' The Lunatic Fringe ' and politicians of all persuasions..
.
Look at their forecasts... 99.9% wrong.. pure twaddle, from all of the above classes.
.

This latest thread is no different .
.

You can post on here until you're blue in the face..
It won't have any effect on whatever is the outcome.
.
I've got better things to do..
.
I'm off to do them... Ta Ta.
 
Pauljenny said:
Just look at the vast volume of what had been written and spoken about ****** , from day one..
Especially as an exit deadline approaches..
.
Look at the opinions of so called ' Experts ', laugh at the forecasts of the ' Informed, ' Uninformed ', ' The Lunatic Fringe ' and politicians of all persuasions..
.
Look at their forecasts... 99.9% wrong.. pure twaddle, from all of the above classes.
.

This latest thread is no different .
.

You can post on here until you're blue in the face..
It won't have any effect on whatever is the outcome.
.
I've got better things to do..
.
I'm off to do them... Ta Ta.
Click to expand...

Nothing like a sweeping generalization, is there? 99.9% wrong? I'd love to see your evidence of that. I don't know who you mean when you refer to "experts" but I get my information straight from the horses mouth. After a no-deal ****** we will be subject to whatever rules the EU decides to impose on us. Unless and until they change their mind, these are the rules that we will have to obey: https://ec.europa.eu/info/sites/info/files/brexit_files/info_site/travelling.pdf and, since they are the rules that currently apply to all non-EU/Schengen citizens, there is probably very little chance of them changing their minds. Ignore them if you wish. I will make one prediction: that over the next year or two, in the event of a no-deal ******, there will be an awful lot of Brit motorhomers getting into an awful lot of trouble because they chose to bury their heads in the sand. :)
 
my insurer brokers told me today that insurance companies at not issuing green cards at this time... that was a fact.. so AIB said.... so i will depart with no green card and no fixed date to return.
 
Never mind mozzy bites, watch out for Spanish Fly in your drink,
2 drops and and it'll be you doing the biting.
 
delicagirl said:
my insurer brokers told me today that insurance companies at not issuing green cards at this time... that was a fact.. so AIB said.... so i will depart with no green card and no fixed date to return.
Click to expand...

That is a common response from the insurance companies because they don't know whether we will leave with a deal or without one. But keep an eye on what they are saying as the 31st October approaches. As I said earlier, if we need a green card while we are in Spain, it is easy to arrange for one to be sent out. Keep an eye also on whether we leave without a deal or not because if we leave without one you need to watch that 3 month clock. :)
 
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***** said:
Comfort sent a Green Card for our van, but Bennetts M/C insurance, part of Saga, flatly refused a green card
Click to expand...


Saga appear to be waiting for you know what to happen. But historically
below is how I've experienced how the Green Card applies up to date.
I imagine immediately after the 31st all Insurers will be obliged to issue
Policies with EU coverage as standard, with an extension for countries that
they individually choose to cover so called Green Card Extension.
Much as it is now....here's hoping!

To date as of right, Insurers were obliged to provide minimum
3rd party cover for driving in the EU Member States, every one
seems to know that, although a lot of people think it only applies
for 30, 90, or 180 days, it doesn't, it's for the remaining term of your
policy, could be a whole year. If you chose to drive outside the EU then
you had to apply for a Green Card which normally listed those countries
you had declared to the Insurers that you intended to travel in. People often got caught
out when contemplating say going to Morocco. That is, checking that the Insurer issued
Green Cards for Maroc prior to taking out the Policy. Many will only issue Green Cards for
specific select countries. I've been obliged to get Frontier Insurance in half a dozen places over
the years.
 
might have to get carnet de passage as well for the eu.
best not go there . dont buy eu items . avoid eu food ,vehicles etc .
after all many items are so called eu but made in other countries but only put together in the eu.
put a big tarrif on eu imports .
 
daygoboy said:
Saga appear to be waiting for you know what to happen. But historically
below is how I've experienced how the Green Card applies up to date.
I imagine immediately after the 31st all Insurers will be obliged to issue
Policies with EU coverage as standard, with an extension for countries that
they individually choose to cover so called Green Card Extension.
Much as it is now....here's hoping!

To date as of right, Insurers were obliged to provide minimum
3rd party cover for driving in the EU Member States, every one
seems to know that, although a lot of people think it only applies
for 30, 90, or 180 days, it doesn't, it's for the remaining term of your
policy, could be a whole year. If you chose to drive outside the EU then
you had to apply for a Green Card which normally listed those countries
you had declared to the Insurers that you intended to travel in. People often got caught
out when contemplating say going to Morocco. That is, checking that the Insurer issued
Green Cards for Maroc prior to taking out the Policy. Many will only issue Green Cards for
specific select countries. I've been obliged to get Frontier Insurance in half a dozen places over
the years.
Click to expand...

I'd be interested to know why you imagine that. They are obliged to give EU cover while we are members but where is the obligation after we leave?

PS I am always very wary of taking out insurance at the frontier because if you have cause to make a claim it would be a nightmare in a foreign language (well, it would be for me, anyway!)
 
I have been trying to find out for a friend that wants to leave his van here when he comes over for 2 months because he has to fly back for a months work then after charismas comes back and goes to our place in Portugal but all my son can find out is the van will only be allowed to stay for 90 days if we leave the E.U .
No one knows what will happen here,
 
John H said:
I'd be interested to know why you imagine that. They are obliged to give EU cover while we are members but where is the obligation after we leave?

PS I am always very wary of taking out insurance at the frontier because if you have cause to make a claim it would be a nightmare in a foreign language (well, it would be for me, anyway!)
Click to expand...


Imagine means that's my guess, it's an expression people use when they are not sure.
Obliged, because government wouldn't want to lose too many votes to a likely highly disgruntled
prospective travelling sector of the public. Perhaps I should say 'feel obliged' they don't have to
do anything. But it would be a convenient all round measure.

Wary or not sometimes one has no option, other than not entering the country.

Not exactly 3rd world countries but as the innocent party when making claims
in Spain and France and dealing directly (didn't want my own UK insurer involved)
with the other party's Insurer, I found the process a far better experience than
many people seem to find in this country when making a similar claim.

In the UAE it used to be customary to pay a scribe (perhaps still is) because the
documents were all in Arabic, flummoxed me, job creation I suppose. Whereas in
Maroc and Tunisia at least all documentation is in French and Arabic, same in most
former French colonies.
 
daygoboy said:
Imagine means that's my guess, it's an expression people use when they are not sure.
Obliged, because government wouldn't want to lose too many votes to a likely highly disgruntled
prospective travelling sector of the public. Perhaps I should say 'feel obliged' they don't have to
do anything. But it would be a convenient all round measure.

Wary or not sometimes one has no option, other than not entering the country.

Not exactly 3rd world countries but as the innocent party when making claims
in Spain and France and dealing directly (didn't want my own UK insurer involved)
with the other party's Insurer, I found the process a far better experience than
many people seem to find in this country when making a similar claim.

In the UAE it used to be customary to pay a scribe (perhaps still is) because the
documents were all in Arabic, flummoxed me, job creation I suppose. Whereas in
Maroc and Tunisia at least all documentation is in French and Arabic, same in most
former French colonies.
Click to expand...

I just wondered why you guessed that, especially in view of the fact that all compulsion to provide insurance as standard would be removed once we leave the EU. In fact, the logical assumption is that it is unlikely that UK insurers will have any need at all to provide more than the kind of green card cover that they currently do for, say, Morocco.

And you may feel confident in negotiations in French or Arabic but I don't - hence the reason why I never take out frontier insurance. If I can't get a green card I don't go. For example, we spent time in Croatia last year and I was originally planning to drive through Bosnia but my insurance company wouldn't issue a green card. They suggested frontier insurance but we decided to keep the van in Croatia and visit Bosnia on organized tours. Others - especially linguists - may feel happier about taking out such insurance.
 
John H said:
I just wondered why you guessed that, especially in view of the fact that all compulsion to provide insurance as standard would be removed once we leave the EU. In fact, the logical assumption is that it is unlikely that UK insurers will have any need at all to provide more than the kind of green card cover that they currently do for, say, Morocco.

And you may feel confident in negotiations in French or Arabic but I don't - hence the reason why I never take out frontier insurance. If I can't get a green card I don't go. For example, we spent time in Croatia last year and I was originally planning to drive through Bosnia but my insurance company wouldn't issue a green card. They suggested frontier insurance but we decided to keep the van in Croatia and visit Bosnia on organized tours. Others - especially linguists - may feel happier about taking out such insurance.
Click to expand...


Chewing the fat really, speculation. Another route they (the insurers) may take is to offer
a choice of 2 policies ie one for the stay at homes, and another for the home/EU traveller, possibly
with a few more non EU European countries thrown in. When I was 19 I got a green card and in other years,
asking just for Portugal, without requesting they extended travel to other countries (copy attached).
Bottom line may need to enlarge.

It used to be that that motorhoming and campervan travel used to attract many people wanting adventure,
which meant taking certain risks, was all part of the travelling experience. The border experiences
were just part and parcel of it all. I remember waiting a day and a half at a northern Portuguese border
control once because my Australian girlfriend at the time, thought she didn't need a visa (Aussie Passport)
because I didn't (British Passport). I could have done without that kind of adventure!


green card 001.jpg
 
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daygoboy said:
Chewing the fat really, speculation. Another route they (the insurers) may take is to offer
a choice of 2 policies ie one for the stay at homes, and another for the home/EU traveller, possibly
with a few more non EU European countries thrown in. When I was 19 I got a green card and in other years,
asking just for Portugal, without requesting they extended travel to other countries (copy attached).
Bottom line may need to enlarge.

It used to be that that motorhoming and campervan travel used to attract many people wanting adventure,
which meant taking certain risks, was all part of the travelling experience. The border experiences
were just part and parcel of it all. I remember waiting a day and a half at a northern Portuguese border
control once because my Australian girlfriend at the time, thought she didn't need a visa (Aussie Passport)
because I didn't (British Passport). I could have done without that kind of adventure!


View attachment 72422
Click to expand...

I agree - when I was a student I enjoyed the kind of adventure thrill you are talking about but now, in my 70s, I can do without it!

One thing I think we can be sure of is that when the compulsion to provide EU cover is removed they will still offer it but at an additional premium!
 
John H said:
I agree - when I was a student I enjoyed the kind of adventure thrill you are talking about but now, in my 70s, I can do without it!

One thing I think we can be sure of is that when the compulsion to provide EU cover is removed they will still offer it but at an additional premium!
Click to expand...


In those days you didn't really have any choice, no spirit of adventure, no go!

Just the thought then of driving over there in johnny foreigner land was enough to put
plenty off, along with quite a lot of snail mail prep. And with less money around than today
meant you had to be a bit adventurous and committed just to go to France!

It did attract the more adventurous, just a fraction of the hordes nowadays.
I truly believe there are some people today that would cancel a trip if they didn't have
a satnav.!

They will charge a Premium for overseas insurance, after all nothing is for free. But whether
it really would be more than we might have paid in other circumstances who can say?
After all the free market dictates the true price does it not? The insurance companies
will be cutting each others throats for your business won't they? Of course, I hear you say.
That is unless you believe there's some sort of underhand price fixing cartel at work !
 
daygoboy said:
In those days you didn't really have any choice, no spirit of adventure, no go!

Just the thought then of driving over there in johnny foreigner land was enough to put
plenty off, along with quite a lot of snail mail prep. And with less money around than today
meant you had to be a bit adventurous and committed just to go to France!

It did attract the more adventurous, just a fraction of the hordes nowadays.
I truly believe there are some people today that would cancel a trip if they didn't have
a satnav.!

They will charge a Premium for overseas insurance, after all nothing is for free. But whether
it really would be more than we might have paid in other circumstances who can say?
After all the free market dictates the true price does it not? The insurance companies
will be cutting each others throats for your business won't they? Of course, I hear you say.
That is unless you believe there's some sort of underhand price fixing cartel at work !
Click to expand...

When the compulsion to include the EU disappears, they could either offer the UK only policy at a cheaper rate or keep the same rate as present and include EU cover at an additional premium. Which course do you think they will take? :)
 
John H said:
When the compulsion to include the EU disappears, they could either offer the UK only policy at a cheaper rate or keep the same rate as present and include EU cover at an additional premium. Which course do you think they will take? :)
Click to expand...

They will do what every business does. They will convince you, no make that tell you,
that the new 'Product' is a completely new product and cannot be compared with
the replaced product should they be challenged. There'll be sufficient changes in
the wording of the T & Cs to make it near impossible for Joe Public to dispute their claim.
So we'll all just roll on our backs and accept it, they depend on life thought by many of
us as being too short and brutal as it is let alone for Don Quixote tilts !
The first year premiums won't be too bad it'll be subsequent renewal years, just
as present.
 
My green card arrived. Really useful! image.jpg

They have promised a replacement.
 
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