Pros and Cons of Fulltiming

[harrow]

started down the road of selling or renting out house. Estate agent yesterday said we would have no bother with either and reckoned their would be good demand for it.

What estate agents say,

and what they do,

come in said the spider to the fly....

The one snag with selling down here in London is the speed that property prices go up, if I ever wanted to return I could not afford to.

:wave:

 

[mariesnowgoose]

What estate agents say,

and what they do,

come in said the spider to the fly....

The one snag with selling down here in London is the speed that property prices go up, if I ever wanted to return I could not afford to.

:wave:

Fortunately I'm not in London

I believe some areas in London the house prices have dropped by 7% or so since January? Interesting! Let's see where that goes...

There aren't too many flies on me I hope, Harrow. I have always kept an eye on our own local property market out of interest, I do know the area, I do my research & have a reasonable idea about whether the agents are talking total rubbish or not. Plus, we occasionally talk to each other (i.e. neighbours!) up here about stuff in general, including property.

Also I know my own property in particular. Already had a good idea about value and how easy it might be to shift. It was the worst house in the street with the most potential when we bought it 15 years ago. I've never needed Homes under the Hammer to tell this granny about property. I was doing stuff like that years before the program was even invented, as I'm sure a lot of others on the forum have too!

But who knows for sure? Only one one way to find out! As for Estate Agents, plus ca change as they say - I am always cynical about them...

 

[harrow]

Fortunately I'm not in London

I believe some areas in London the house prices have dropped by 7% or so since January? Interesting! Let's see where that goes...

There aren't too many flies on me I hope, Harrow. I have always kept an eye on our own local property market out of interest, I do know the area, I do my research & have a reasonable idea about whether the agents are talking total rubbish or not. Plus, we occasionally talk to each other (i.e. neighbours!) up here about stuff in general, including property.

Also I know my own property in particular. Already had a good idea about value and how easy it might be to shift. It was the worst house in the street with the most potential when we bought it 15 years ago. I've never needed Homes under the Hammer to tell this granny about property. I was doing stuff like that years before the program was even invented, as I'm sure a lot of others on the forum have too!

But who knows for sure? Only one one way to find out! As for Estate Agents, plus ca change as they say - I am always cynical about them...

You see the stamp duty down here on a run down terrace house without any off street parking is £20,000 just in tax

 

[Herbenny]

One of the reasons I was put off putting the house on the market last year was stamp duty costs and rip off prices of estate agents fees ...
by the time solicitors take their blood I mean money, we were limited to what we could afford (yes we are down south too)... having decided I always want a base our other option would to buy a property outright up north or buy a small flat or retirement property eventually here in the south
I went to see a financial advisor last year, I made his toes curl with some of my financial judgements over the years .... I do try no worry about the tomorrow's if I can help it !!

 

[Ed on Toast]

Times change and so do we.

Currently I am living my dream pottering about in Floyd (1997 Weinsberg Komet)

but in teh future, who knows, a boat on the canal or some bricks in the sun.

Whatever we do, however we do it, whichever way it is funded, options are never a bad thing.

 

[Nesting Zombie]

Absolutely Right Ed,
If you have the Luxury of Options then THATS a Brilliant position to be in.


Some People aren’t as blessed with Options in there life though!.

 

[Channa]

To my mind until you sell out and step off the roundabout property aint worth worrying about everything is linked in. Due to divorce from my betrothed we sold 55 K below what houses were fetching 12 months prior 27.5 k would be useful but market timing was dictated rather than choice.

Given a choice , I would keep and rent medium term blips aside you get capital growth and if mortgaged at least tenants contribute via rent albeit sometimes no income as such.

I didn't have the luxury of holding on to bricks and mortar so was happy to see the back of it.

Would I fulltime again ? Yes the simple answer, fulltiming is a lifestyle decision and brings its own set of problems namely difficult to access the property market again on the same footing and full timing has its challenges,

For me at least the freedom no bad neighbours I moved on and experiences I cherish

I do miss it

I believe the wilding side is becoming more difficult so sites need to be factored into the finances It can be a challenge but I believe anything worth having comes at a cost

Channa

 

[Nesting Zombie]

Well with all this Rain again it brings with it a Pro & a Con -
Pro = The Nests Main Water Tanks & ALL the Aux Tanks Are FULL TO THE BRIM. Even the Kettle & The Flasks.
Con = I should really Shower !.

 

[mariesnowgoose]

Well with all this Rain again it brings with it a Pro & a Con -
Pro = The Nests Main Water Tanks & ALL the Aux Tanks Are FULL TO THE BRIM. Even the Kettle & The Flasks.
Con = I should really Shower !.

I wondered what the strange smell was this morning, here's me thinking it's farmers & their silage

 

[Nesting Zombie]

I wondered what the strange smell was this morning, here's me thinking it's farmers & their silage

It’s actually
‘Oder Zombie’ by ‘Hugo’s There’
A very unique & unforgettable aroma!

 

[Nesting Zombie]

Good morning Peeps,
Well it’s coming up to the end of yet ANOTHER month & we are already a quarter the way through this year & ONLY some 54 days from the Longest Day of the year !. HOW FRIGHTENING IS THAT !!.

As most that know me will testify, I still do my monthly tally up of resources used, at around this time, whilst having a pot of coffee, as a monthly habit, money spent & alike as it gives a good indication of how the Following Month is going to be to Make up for either my Frivolous Spend, Or indeed Have an EXTRA treat or ‘Look forward to’ as they say, Like The Cinema Or a Harvester Dinner To balance the books to enable Life aboard The Nest to be Safe, Comfortable, Trouble Free, & Enjoyable, Otherwise ‘WHY Would anyone do it ‘.

This has got me to thinking, (Which is no mean feat for a Brainless Zombie I can tell you)

When Talking / Listening To People around me in the ‘Non Livaboard’ circles that I occasionally Shuffle in i VERY often hear almost daily ‘Concerns’ from them about MONEY’ that then seem to Dominate ALL that then Follows in most of the conversations they have -
Finding Money, Saving Money, Can’t Afford This, That will have to wait, & So On. & ALL the While Wanting Or Dreaming To Also fund extended Trips with a Vehicle or become a Full Time Livaboard on the Road !.

It truly amazes me how they haven’t realised that Not only are they possibly living above Their means already, But by them wanting this Mainstream, Conforming, & What is widely Perceived as ‘Normal’ existence in bricks & mortar & Having All The associated ‘necessities’ of Having Properties Vehicles, Latest Phones, Ect it obviously bears the very consequences that prompt their ‘Concerns’ That then tends to then Dominate EVERY BLINKING CONVERSATION that quite frankly gets tiresome when hearing it regularly, it kinda makes me NOT want to invite them round for coffee & a catch up or press send on my monthly Text contact duties, to keep in touch!.

IF Living on this Tightrope is apparently NOT making them Happy, Overwhelming them with Worry, Notching Up Debt, Narrowing Conversation Topics, making them forget how to smile & Restricting What they can actually ‘DO’ in life, Then I wonder why they Don’t do something about their existence & Start ‘Living The Livaboard Lifestyle’ that they Profess to Dream about or Want.

The Nest current Status is -
The Nest is Taxed, Insured, MOTd, Safe & in Good Repair.
Water Main & Aux Tanks FULL
Cassette. Emptied
Gas. 8lt (Don’t really use)
Fuel Main & Aux Tanks. FULL
Genny Main & Aux Tanks FULL
Food (cupboards). Absolutely FULL
Food (Fridge) Absolutely FULL
Cider, Rhubarb Vodka, Donuts, Malted Milk Biscuits (Let’s NOT even go there !)
Coal Nuts & Wood (For Multi Fuel Stove) FULL
Fellow Livaboard Circle of Mates Caught up with
Other Mates Caught Up with (Sigh)
Credit Card Paid. Yep £0 Ballence
Money in Bank. £345
Do I care, Nope,
Am I Safe & Warm Yep
Am I Happy, Yep

Got a Sea View, Steak & ALL the Trimmings for Dinner Tonight.
Think I may go a tad North tomorrow, I fancy going to see the new Marvel Movie ‘Infinity Wars’ hopefully showing in Tunbridge Wells then Maybe even Frankie & Bennys after !.
Anyone Fancy it ?.

 

[Herbenny]

Good morning Peeps,
Well it’s coming up to the end of yet ANOTHER month & we are already a quarter the way through this year & ONLY some 54 days from the Longest Day of the year !. HOW FRIGHTENING IS THAT !!.

As most that know me will testify, I still do my monthly tally up of resources used, at around this time, whilst having a pot of coffee, as a monthly habit, money spent & alike as it gives a good indication of how the Following Month is going to be to Make up for either my Frivolous Spend, Or indeed Have an EXTRA treat or ‘Look forward to’ as they say, Like The Cinema Or a Harvester Dinner To balance the books to enable Life aboard The Nest to be Safe, Comfortable, Trouble Free, & Enjoyable, Otherwise ‘WHY Would anyone do it ‘.

This has got me to thinking, (Which is no mean feat for a Brainless Zombie I can tell you)

When Talking / Listening To People around me in the ‘Non Livaboard’ circles that I occasionally Shuffle in i VERY often hear almost daily ‘Concerns’ from them about MONEY’ that then seem to Dominate ALL that then Follows in most of the conversations had -
Finding Money, Saving Money, Can’t Afford This, That will have to wait, & So On. ALL the While Wanting Or Dreaming To Also fund extended Trips with a Vehicle on the Road !.

It truly amazes me how they haven’t realised that Not only are they possibly living above Their means already, But by them wanting this Mainstream, Conforming, & What is widely Perceived as ‘Normal’ existence in bricks & mortar & associated ‘necessities’ of Having Properties Vehicles, Latest Phones, Ect it bears the very consequences that prompt their ‘Concerns’ That then tends to Dominate EVERY BLINKING CONVERSATION that quite frankly gets tiresome when hearing it regularly, it kinda makes me NOT want to invite them round for coffee & a catch up or press send on my monthly Text contact duties, to keep in touch!.

IF Living on this Tightrope is apparently NOT making them Happy, Overwhelming them with Worry, Notching Up Debt, Narrowing Conversation Topics, making them forget how to smile & Restricting What they can actually ‘DO’ in life, Then I wonder why they Don’t do something about their existence & Start ‘Living The Livaboard Lifestyle’ that they Profess to Dream about or Want.

The Nest current Status is -
The Nest is Taxed, Insured, MOTd, Safe & in Good Repair.
Water Main & Aux Tanks FULL
Cassette. Emptied
Gas. 8lt (Don’t really use)
Fuel Main & Aux Tanks. FULL
Genny Main & Aux Tanks FULL
Food (cupboards). Absolutely FULL
Food (Fridge) Absolutely FULL
Cider, Rhubarb Vodka, Donuts, Malted Milk Biscuits (Let’s NOT even go there !)
Coal Nuts & Wood (For Multi Fuel Stove) FULL
Fellow Livaboard Circle of Mates Caught up with
Other Mates Caught Up with (Sigh)
Credit Card Paid. Yep £0 Ballence
Money in Bank. £345
Do I care, Nope,
Am I Safe & Warm Yep
Am I Happy, Yep

Got a Sea View, Steak & ALL the Trimmings for Dinner Tonight.
Think I may go a tad North tomorrow, I fancy going to see the new Marvel Movie ‘Infinity Wars’ hopefully showing in Tunbridge Wells then Maybe even Frankie & Bennys after !.
Anyone Fancy it ?.

Sums it up perfectly :wave:

Enjoy your steak tonight ...we're having the customary, bones of our arse, end of the week, egg and chips :lol-053:

 

[Nesting Zombie]

Sums it up perfectly :wave:

Enjoy your steak tonight ...we're having the customary, bones of our arse, end of the week, egg and chips :lol-053:

Hey Hi ya,
OH YUMMY!!!
Egg n Chips OMG YESSS !.

Have to be honest I think that ‘Chips’ are about the ONLY thing that is Missed aboard The Nest,,,Tried All sorts of Oven & Grill Chips, Nope Nope Nopety Nope with a Big Helping of NOPE !
So it’s Chip Shop Chips about once a week & that works well.

 

[yorkslass]

I wondered what the strange smell was this morning, here's me thinking it's farmers & their silage

I don't mind farmyard smells but i don't know about eau de zombie.

I suppose the one thing that ties me to bricks and mortar is my daughter and g/kids. Apart from shortish trips away, fitted between hospital appointments, i've seen them pretty much every day since they were born. It might be easier once they are both at school, or is that just an excuse to hang my insecurities on?

Pity i'm so far away, steak and trimmings sounds yummy, can't remember the last time I had steak.

 

[Nesting Zombie]

I don't mind farmyard smells but i don't know about eau de zombie.

I suppose the one thing that ties me to bricks and mortar is my daughter and g/kids. Apart from shortish trips away, fitted between hospital appointments, i've seen them pretty much every day since they were born. It might be easier once they are both at school, or is that just an excuse to hang my insecurities on?

Pity i'm so far away, steak and trimmings sounds yummy, can't remember the last time I had steak.

Hey Yorkslass,

Don’t get me wrong, my post certainly wasn’t designed to be an ‘Anti Brick n Morter’ Post & everyone should become a Livaboard!...NO NO nooooo far from it, Each to their own form of happiness is what I signe up too.

What i was kinda trying to say is, I have heard MUCH MORE ‘Doom, Gloom, Woe is Me, & General comments like ‘I haven’t got any Money’ from the People that Have Or Own A Property Or Two, between them & of course then have all the Associated costs that that attracts, A Car or Two between them & of course Then have all the associated costs that That attracts, A choice of Laptops, Tablets & Home Computers Between them, A Home Phone & A cpl of Mobiles between them, Sky TV & Internet Packages or similar costs, Then just go on about how they haven’t got any money to Buy a Van Or Motorhome & Live a similar life to many of us & CANT THEN make the connection as to WHY they’ve never got any money, Always Working to pay for or Maintain what they’ve got, Almost constantly buying Cheap to replace what breaks to make what money they have go just a bit further as the rule that says ‘The More you Have, The More it takes to Keep it’ Demands, & Can’t remember when they spent £100 on a good night out if that’s what they want to do simply because ‘They Want to’ !.
Is kinda what I meant ish,

& would you like a Jacket Potato or Potato Waffle with the Steak you’re too far away to have ?...
& OI,,,! Don’t knock ‘Oder Zombie’,,, it’s one of the few Fragrances that will stand the test of time, & Actually gets Stronger with age !

 

[Channa]

Sadly NZ most people are sucked into the dizzy world of consumerism. It is a life changing predicament especially amongst the young to not have the latest smart phone, £120 trainers etc that legacy stops with them and many parents go for the easy life and cave in.

It isn't that long ago, that renting a home had stigma classed as some social misfit or failure.

People perhaps have priorities wrong ,Often chasing shadows and illusions of course that is a personal opinion

Channa

 

[yorkslass]

Hey Yorkslass,

Don’t get me wrong, my post certainly wasn’t designed to be an ‘Anti Brick n Morter’ Post & everyone should become a Livaboard!...NO NO nooooo far from it, Each to their own form of happiness is what I signe up too.

What i was kinda trying to say is, I have heard MUCH MORE ‘Doom, Gloom, Woe is Me, & General comments like ‘I haven’t got any Money’ from the People that Have Or Own A Property Or Two, between them & of course then have all the Associated costs that that attracts, A Car or Two between them & of course Then have all the associated costs that That attracts, A choice of Laptops, Tablets & Home Computers Between them, A Home Phone & A cpl of Mobiles between them, Sky TV & Internet Packages or similar costs, Then just go on about how they haven’t got any money to Buy a Van Or Motorhome & Live a similar life to many of us & CANT THEN make the connection as to WHY they’ve never got any money, Always Working to pay for or Maintain what they’ve got, Almost constantly buying Cheap to replace what breaks to make what money they have go just a bit further as the rule that says ‘The More you Have, The More it takes to Keep it’ Demands, & Can’t remember when they spent £100 on a good night out if that’s what they want to do simply because ‘They Want to’ !.
Is kinda what I meant ish,

& would you like a Jacket Potato or Potato Waffle with the Steak you’re too far away to have ?...
& OI,,,! Don’t knock ‘Oder Zombie’,,, it’s one of the few Fragrances that will stand the test of time, & Actually gets Stronger with age !

A jacket potatoe would be very nice, especially if it's cooked on/in the log burner, memories of bonfire food.

Your not wrong about the hamster wheel that is bricks and mortar. It's nor really a good way to live. I was thinking about moving onto the canal, but getting a permanent mooring is near impossible, then you have the associated costs of mooring fees and maintenance, another hamster wheel scenario.

Life can be complicated.

 

[Nesting Zombie]

A jacket potatoe would be very nice, especially if it's cooked on/in the log burner, memories of bonfire food.

Your not wrong about the hamster wheel that is bricks and mortar. It's nor really a good way to live. I was thinking about moving onto the canal, but getting a permanent mooring is near impossible, then you have the associated costs of mooring fees and maintenance, another hamster wheel scenario.

Life can be complicated.

Ahhhh, Life is only as complicated as you make it !.
Seriously,,,DEAL with things as they Present themselves, Have a CLEAR focus on what you want, & Take Baby Steps in that general direction with EVERYTHING that you then do.

I lived & Cruised on Boats for over 25 years in total, Only selling up & Getting into Vehicles in the last 5 years or so, & I found that it ONLY got expensive (Relatively speaking) when I STOPPED cruising for extended periods of time (Say 3 Months) & used it more like a Caravan on Water... I Cruised ALL OVER the Place & I can say that on one occasion when I went from Inverness to Carcassone, Then On To Croatia that took 2 years (By choose) to complete including the Return Trip back to Bristol Docks it Cost around the £12k mark , Witch is a very similar Monthly Amount to the Ave Total Monthly Spend On The Nest Currently!.
Livaboard life on a Boat, Van OR Motorhome ONLY really works ‘IF YOU MOVE’ in my opinion.

 

[mariesnowgoose]

NZ, you are what I would dare describe as one of life's adventurers, not afraid to move about about and 'take risks', as your average guy in the street would probably say.

Had a rare visit from my nephew last night (lives at a fair distance from us) and was telling him about out plans to full-time.

Got to say his reaction was typical of what I've experienced recently, particularly as I'm now talking openly about full-timing and sharing thoughts and plans with local friends etc.

"You can't just do that, what are you going to do to earn a living?!"
"What happens when you get ill and there's no house to come back to?!"

etc. etc. etc. Zzzzzzzzzz :sleep-040: :sleep-027:

Basically, they're all treating me as if I'm mad!

Plus the OH is also secretly panicking, I can tell... he said the other day "what am I going to do with my CDs, there's quite a few I don't want to part with?!" I can see it's going to be a long, hard road to educate him in the art of letting go. {sigh}

So, in between firefighting the usual day-to-day cr*p life throws at us all (in my case right now that means getting one old banger of a 16-year old broken Kangoo fixed, thus keeping me on the road earning a bit of dosh, no doubt to pay for its repair bill!), I will also be instructing the estate agent to set the ball rolling this next week.

I guess the only way to do this is to 'fight the fire' of day-to-day with one hand and use my other to try and manage the change of direction - hope I don't sprain both wrists in the process...

Just need to keep putting one foot in front of the other, ey?

 

[Nesting Zombie]

Hi ya MSG,
I’m just on my way out the door, But wanted to say just a Cpl of things -
Get a Note Pad & Pen, Right Down ALL what the Naysayers say in Bullet Point Form, as most of what the say is Sensible Concerns by People that actually KNOW & Care about YOU.
Then sit with your O/H & Go through them Properly to conclusion BEFORE doing anything with reference to your Property!.
Understand what Size, Type of Vehicle would suit your Needs, Buy the Best you can afford with a view of Buying & Enjoying life, Rather than Buying then Kitting Out !. (Yes it will cost a bit more, But think INSTANT quality of life).
I’ve NEVER lived in a House or any Bricks n Morter in fact, So This life to ME in this environment is as Natural as Your life is to you in your environment, But BOTH very different. So be ABSOLUTELY SURE That this move to Fulltiming is right FOR YOU !.

Happy to talk later, But it’s getting Dull, Grey n Murky so have things to do.