Mobilvetta
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One of the questions I asked the car dealers when car shopping with my daughter was what the APR was on a car loan for my daughter, the cheapest we came across was 4.9% lowest and it went as high as 9.8% maximum. So it was the bank of mum and dad who supplied the credit, doesn't seem to be cheap finance on offer for the particular car she wanted. Dont know whether there are low interest finance deals on offer for motorhomes.
Sometimes you can secure better discounts if you take finance, last year I was looking at a new car at the local jaguar dealer, they had a new XJ in the showroom with a price tag of £75,000, however if I was to buy in on finance I could have it for £49,000 as Jaguar were making a contribution of 20,000 and the dealership made a contribution of £6,000, I declined on this occasion knowing how much money I had lost in 5 years ownership of an XJ.
We wanted a car that you sat up high in, the XJ you feel very low in, Unfortunately the F Pace we went to look at had no such deals.
I took finance on my last XJ, I was paying outright for it as I have always done, but the finance manager said I would loose out on three years free servicing if I paid for it outright, so I asked the question, what is the minimum amount I could borrow and what is the shortest term I could borrow it for, in order to gain the three free services, he made the phone call as this had not been requested before, the answer was £7,000 and I had to have the loan for a minimum of 21 days, so I agreed and paid it off on the 25th day and sure enough a card came through the post that I just showed at the service desk whenever I had it serviced. Strangely enough Jaguar servicing becomes cheap after the vehicle is three years old and the warranty has expired, as they then offer fixed cost servicing.
Sometimes you can secure better discounts if you take finance, last year I was looking at a new car at the local jaguar dealer, they had a new XJ in the showroom with a price tag of £75,000, however if I was to buy in on finance I could have it for £49,000 as Jaguar were making a contribution of 20,000 and the dealership made a contribution of £6,000, I declined on this occasion knowing how much money I had lost in 5 years ownership of an XJ.
We wanted a car that you sat up high in, the XJ you feel very low in, Unfortunately the F Pace we went to look at had no such deals.
I took finance on my last XJ, I was paying outright for it as I have always done, but the finance manager said I would loose out on three years free servicing if I paid for it outright, so I asked the question, what is the minimum amount I could borrow and what is the shortest term I could borrow it for, in order to gain the three free services, he made the phone call as this had not been requested before, the answer was £7,000 and I had to have the loan for a minimum of 21 days, so I agreed and paid it off on the 25th day and sure enough a card came through the post that I just showed at the service desk whenever I had it serviced. Strangely enough Jaguar servicing becomes cheap after the vehicle is three years old and the warranty has expired, as they then offer fixed cost servicing.
