INSURANCE ASVICE NEEDED URGENTLY PLEASE

I don`t see how you can make a company cover something they say they do not cover, it`s their company and they set the rules.

Would you do something you did not want to do just because someone else says they think you should ?
 
I'd second Comfort. I am not with them now but in earlier days I kept our MH on two separate farms and they covered it no problem
 
Carol try Saga. I go for the different ones each year if need be but they did garantee the price paid was for the next 3 years. My van is on its first year so happy with that but my car is on the last year and will need renewing in May. I don't know what the new price will be till I get the quote but its nice to know it stays the same for 3 years. At the time of doing them they was also my cheapest quotes. But I had my house insurance with them too on a yearly basis and that ran out this month. The new quote was £36 more than last year and they would not budge on bringing it down. So I went to LV and got the same insurance for over £100 cheaper. Good luck.
.... Tom ....
 
Wooie1958 said:
I don`t see how you can make a company cover something they say they do not cover, it`s their company and they set the rules.

Would you do something you did not want to do just because someone else says they think you should ?
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When motorhome was parked on road LV Ins covered me but was £200 more than now it’s on my own property. This was through Comfort Ins.
 
jann said:
We have found them to be good
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My mistake.

So sorry, I meant the Caravan and Motorhome Club.

I have found them to be unimaginably bad (cancelling my policy for no reason, without telling me, when they knew I was away on a trip) and also charging £70 extra charges on top of the premium. I got the same policy from the same insurance company through a different broker for £70 less.

I think the Camping Club are probably OK
 
The CAMC refused to quote me once because the young child who`d answered the customer services phone said i`d had a " performance enhancing modification " fitted and they did not insure those sort of vehicles and they needed a specialist company.

He`d no idea what it was and claimed he`d never heard of it so i asked him if i could speak to his mummy or daddy because they would know.

The call didn`t last very long after that and i put the phone down on the little poppet.

The performance enchancing modificatron in question was ...................................... Air Suspension or Air Assist Suspension for those of a pedantic nature.
 
Wooie1958 said:
The CAMC refused to quote me once because the young child who`d answered the customer services phone said i`d had a " performance enhancing modification " fitted and they did not insure those sort of vehicles and they needed a specialist company.

He`d no idea what it was and claimed he`d never heard of it so i asked him if i could speak to his mummy or daddy because they would know.

The call didn`t last very long after that and i put the phone down on the little poppet.

The performance enchancing modificatron in question was ...................................... Air Suspension or Air Assist Suspension for those of a pedantic nature.
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Any mod must be disclosed to the ins co, if by chance there is a crash and you vh is inspected the ins will be null & void, their way of wriggling out of paying up, happened to a chap I knew with a m bike, he had changed the ex and seat which the after crash inspection found out.
 
trevskoda said:
Any mod must be disclosed to the ins co, if by chance there is a crash and you vh is inspected the ins will be null & void, their way of wriggling out of paying up, happened to a chap I knew with a m bike, he had changed the ex and seat which the after crash inspection found out.
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I fully understand that Trev and that`s why i mentioned it but the young boy clearly did not understand and didn`t see the funny side of when i asked if the go faster stripes, low profiles on big fat alloys and big bore exhaust and dump valve needed to be stated as well :unsure:

None of the other insurance companies i rang round to get quotes from were bothered about it and most found it funny what had happened :ROFLMAO:
 
Wooie1958 said:
I fully understand that Trev and that`s why i mentioned it but the young boy clearly did not understand and didn`t see the funny side of when i asked if the go faster stripes, low profiles on big fat alloys and big bore exhaust and dump valve needed to be stated as well :unsure:

None of the other insurance companies i rang round to get quotes from were bothered about it and most found it funny what had happened :ROFLMAO:
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A ins co once refused me because they ask had I any other veh that I owned, after running all my bikes of which some were basket cases & not insured, totally daft.
 
Hi all, sorry for the late update - I know Gordon, it’s really irritating when someone comes on asking for urgent advice then disappears! I’d set aside a day to do some research and phone calls but as I’d just crossed over the border into Portugal I didn’t realise that there was a really poor signal and no internet where I’d parked … So, I phoned back my original provider as my neighbour had agreed to let me park on her drive which should have given me more options. Long story short, I managed to get £100 ish off the quote. Needless to say I’ll be shopping around early next year!
Thanks again everyone for all the advice. Btw, I remembered afterwards that Gordon had posted AIB info with a phone number so I could have phoned them! Anyway, I was relieved to get it sorted!
 
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