European breakdown cover

[geoffnmurph]

Just wondering who might have come across any good options for Eu breakdown cover. I’ve been using RAC up until now but my renewal has come in and I think they are ramping it up a bit too much. The van is over 3.5t so that I accept poses extra costs. I insure through NFU and whilst their insurance rates are good (without opening that can of worms) they don’t offer any breakdown cover. I’m not sure if I should look to change insuranceprovider next year to someone that can combine both or just suck it up? Anyone’s experiences or suggestions gratefully received.

 

[Pudsey Bear]

We have Britannia rescue, run by Liverpool Victoria insurance, the cover is both of us in any vehicle up to 7.5t £95pa

 

[r4dent]

We have Britannia rescue, run by Liverpool Victoria insurance, the cover is both of us in any vehicle up to 7.5t £95pa

I just signed onto Britannia rescue for a quote.

Not asked any questions about us or vehicle, annual UK & EU = £152

 

[Pudsey Bear]

I forgot you can get a discount if you've ever worked for the government in any capacity for any amount of time, I worked for Royal Mail for a week, it counted but they didn't check.

 

[TeamRienza]

Every year when I get my RAC arrival renewal notice, due in the next week or so, I phone and haggle.
Not had to pay the full asking price since I started haggling many years ago.
Having said that the package they offer is not available with other companies (that I can find).
RAC is consistently one of the top successes for haggling according to Martin Lewis.

Davy

 

[trevskoda]

My ins and full breakdown is with AIB.

 

[geoffnmurph]

I just signed onto Britannia rescue for a quote.

Not asked any questions about us or vehicle, annual UK & EU = £152

Many thanks to you and Pudsey Bear for this pointer. Hadn’t seen them come and yes it looks pretty good indeed. I’ve just been on and as you say it comes back at 152 with all the extras. Weird no questions about the vehicle though.

 

[geoffnmurph]

Every year when I get my RAC arrival renewal notice, due in the next week or so, I phone and haggle.
Not had to pay the full asking price since I started haggling many years ago.
Having said that the package they offer is not available with other companies (that I can find).
RAC is consistently one of the top successes for haggling according to Martin Lewis.

Davy

Well they started off wanting 300 more than the price I didn’t end up paying last year. Whilst offering the same deal on their sale for less than the haggle down price. Just a bit of sharp practice IMO.

 

[geoffnmurph]

My ins and full breakdown is with AIB.

Appreciate this. I’m up for renewal in April so I will see what it comes to overall. At some stage I will down plate the van back to 3.5 and I’ll probably get more choice. Sad it costs me extra on RFL to lose the PHG tag though!

 

[jann]

We used to use Saga, but they stopped offering breakdown without having the insurance off them.
Just swapped to Caravan club. ,breakdown plus travel insurance. Good if you have existing medical conditions, not too many questions to answer

 

[TeamRienza]

Update.

My renewal came in, the current price is £371 next year £534

Bear in mind this is for home start, recovery U.K. & ireland (living in N.I we get all island service) onward travel, and full European cover via C&CC Arrival, so no weight, age, or dimension restrictions.
More importantly this cover is for 4 family members in any vehicle (even as a passenger) anywhere in Europe.

We have been members for many years, so premium service given.

After speaking to a really helpful Mancunian he offered me a renewal of £332 which I have accepted. Divided by 4 it comes in at around £80 per head for each family member. Not that anyone will reimburse me!

So as expected a 10 minute call saves lots of money and beats the AA and Britannia. Wether they cover over 3.5 tons I don’t know, but the cover and service suit me. As with most things individual needs will inform outcomes.

Davy