I wonder if more folks will do this?...

I think there are quite a few doing this already, not only in vans but also boats.

My own daughter lost her house through £80,000 worth of medical bills and so she and her husband, 2 kids and dog moved in with us to save money and get back on the ladder. Having said that, they are too comfortable now and have no intention of moving out in the foreseeable!
 
Joints on windows not done right, start again, yes Rob im to thinking they will only save if parked up on a driveway with electric.
joints.jpg
 
.what happened to building so-called affordable housing ,lots of small developments near me but cost about £400.000 , thats in a .cheap part of the city
 
Robmac said:
It does make me wonder though, given the difficulties in Wildcamping in England and the price of campsites now, how much are they actually saving?
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Why do you think towns and city’s have big problems with folks living in vans Rob. I know a lot of folks who have sold up and live in vans now, if Caz hadn’t dug her heels in I wouldn’t have bought another house when we left Derbyshire. Admittedly that’s more because I don’t like being tied to one place.
 
molly 2 said:
.what happened to building so-called affordable housing ,lots of small developments near me but cost about £400.000 , thats in a .cheap part of the city
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Ha ha Baz, you been dreaming again? Government reckon a fair rent now is £175 a week, so if low cost housing worked on that it would be £700 per calendar month rent. An awful lot of people both single and family’s on zero hour contracts can’t afford that and pay bills and food.

Take a look how homeless numbers have risen in London alone since 2018 and then look how many property’s are standing empty. We have more empty houses than people wanting them in this country but folks can’t afford them.

It will get worse as well as a lot of new stuff is being done by banks and insurance company’s to rent out. They won’t be cheap but may stop a crash on house values longer term so protecting the rich but no surprise there huh.
 
Nabsim said:
Ha ha Baz, you been dreaming again? Government reckon a fair rent now is £175 a week, so if low cost housing worked on that it would be £700 per calendar month rent. An awful lot of people both single and family’s on zero hour contracts can’t afford that and pay bills and food.

Take a look how homeless numbers have risen in London alone since 2018 and then look how many property’s are standing empty. We have more empty houses than people wanting them in this country but folks can’t afford them.

It will get worse as well as a lot of new stuff is being done by banks and insurance company’s to rent out. They won’t be cheap but may stop a crash on house values longer term so protecting the rich but no surprise there huh.
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£170 a week, in you dreams here, £100 tops for a 3 bed street house.
 
trevskoda said:
£170 a week, in you dreams here, £100 tops for a 3 bed street house.
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Northern Ireland is a special case, Trev, as you well know 😉

In case folk haven't realised, this topic will very quickly fall under the banned "p" word, btw, but interesting to see it being discussed all the same :LOL::cool:
 
Around here a ex council 3 bed terrace house, if you can find one, will be £300 a week, a privately built 3 bed semi detached more like £400 a week, but they are in short supply.
 
I rent 3 beds semis at around £12-1300 per month and have a waiting list because my houses are not only looked after but £2-300 per month below average for the area.

I have a tenant who needs to move to a 4 bed, but simply can’t afford such.

When we bought our house it cost £52k, we jointly earned about £45k per annum at that time.

Same house now valued at £350k so for the same income to cost ratio people would need a join salary of £302k (ish)

Its not many younger couples that can say they earn such.
 
Boris7 said:
When we bought our house it cost £52k, we jointly earned about £45k per annum at that time.

Same house now valued at £350k so for the same income to cost ratio people would need a join salary of £302k (ish)

Its not many younger couples that can say they earn such.
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Back in the mists of time when we first got a house IIRC the maximum loan was 3x main income plus 1x second income with 10% deposit, at todays average wage and if both earning that it would be £145,000, about the only thing you can get for that around here would be a 1 bed retirement flat in developments which are designed to extract as much as possible from service charges, aside from that not a hope in hell of buying anything.
 
Not sure if anyone realises that they may have to move to get affordable housing.
Here in Dumfries and Galloway, houses can still be bought for less than £90k, they may need a bit of decorating but that's all.
I rent out a newly renovated 2 bed 200 year old terrace house with large garden in a small village for £400 PCM, and that covers my costs easily.

For example I know this
https://www.primelocation.com/for-s...h_identifier=ced6cbe898bb0c70577ffcc647823557
, it's been for sale a while. It may not be a dream property, but there is nothing wrong with it for a first home. Plenty of (admittedly low income) jobs around here as well...
 
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davep10000 said:
Not sure if anyone realises that they may have to move to get affordable housing.
Here in Dumfries and Galloway, houses can still be bought for less than £90k, they may need a bit of decorating but that's all.
I rent out a newly renovated 2 bed 200 year old terrace house with large garden in a small village for £400 PCM, and that covers my costs easily.

For example I know this
https://www.primelocation.com/for-s...h_identifier=ced6cbe898bb0c70577ffcc647823557
, it's been for sale a while. It may not be a dream property, but there is nothing wrong with it for a first home. Plenty of (admittedly low income) jobs around here as well...
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Oh I think a lot of people do realise they might have to move to get affordable housing, but do they need or even want to?

To get (is that 'buy' for £90k, or do you mean rent for £400 pcm?) affordable housing, folk should consider moving to what looks to be a small, remote-ish village in southern Scotland where the only local jobs available are "low income"?

I think I get what you're trying to say, but it's not really a solution to the general housing situation, is it? 🤷‍♀️
 
davep10000 said:
Not sure if anyone realises that they may have to move to get affordable housing.
Here in Dumfries and Galloway, houses can still be bought for less than £90k, they may need a bit of decorating but that's all.
I rent out a newly renovated 2 bed 200 year old terrace house with large garden in a small village for £400 PCM, and that covers my costs easily.

For example I know this
https://www.primelocation.com/for-s...h_identifier=ced6cbe898bb0c70577ffcc647823557
, it's been for sale a while. It may not be a dream property, but there is nothing wrong with it for a first home. Plenty of (admittedly low income) jobs around here as well...
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Apart from the road outside it doesn't look too bad to me.
 
Unfortunately the Tory government since they have been in power have not been landlord friendly, introducing an extra 3% stamp duty, not allowing you to claim for improvements against your rental income, only allowance is now for repairs, threatening that the EPC will have to be C rated in 2028, not allowing you to use a section 21. A drop in buy to let mortgage interest relief.
Then we have local authorities jumping on the band wagon with selective licencing schemes, even though they already have the necessary legislation to be able to tackle rogue landlords, but they saw it as a way of taking funding of responsible landlords, who will then have to pass it on to the tenants. They have created a storm, many landlords have sold out, resulting in a national shortage of rental homes, this has driven rents sky high.

I was toying with the idea of selling a property as it became empty, because of the hassle and the fact you can get a decent return on savings now, but yet again this Tory government has shafted us yet again us by reducing the capital gains tax allowance, in order to pay the debt the country got into during COVID bail outs, yet again as a landlord I was penalised as my none trading profits(rental income) grossed me more income than my trading profits from my taxi business. Plenty of there Tory chums profiteering from these companies they set up overnight to supply pp suits and masks and they still haven't been held to account.
 
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Mobilvetta said:
Unfortunately the Tory government since they have been in power have not been landlord friendly, introducing an extra 3% stamp duty, not allowing you to claim for improvements against your rental income, only allowance is now for repairs, threatening that the EPC will have to be C rated in 2028, not allowing you to use a section 21. A drop in buy to let mortgage interest relief.
Then we have local authorities jumping on the band wagon with selective licencing schemes, even though they already have the necessary legislation to be able to tackle rogue landlords, but they saw it as a way of taking funding of responsible landlords, who will then have to pass it on to the tenants. They have created a storm, many landlords have sold out, resulting in a national shortage of rental income, this has driven rents sky high.

I was toying with the idea of selling a property as it became empty, because of the hassle and the fact you can get a decent return on savings now, but yet again this Tory government has shafted us yet again us by reducing the capital gains tax allowance, in order to pay the debt the country got into during COVID bail outs, yet again as a landlord I was penalised as my none trading profits(rental income) grossed me more income than my trading profits from my taxi business. Plenty of there Tory chums profiteering from these companies they set up overnight to supply pp suits and masks and they still haven't been held to account.
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{Cough}

Errrm... no "p" (word) allowed here. Them's the rules, I do believe 🤷‍♀️:):cool:

A "national shortage of rental income"?! That's a new one to me, I never realised there was one (sic) 🤔
 
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