SORN and insurance

[barge1914]

If I SORN my van can I also save on insurance. Are there downsides to this?
What do you do?

 

[Fisherman]

If I SORN my van can I also save on insurance. Are there downsides to this?
What do you do?

Well I would keep the insurance you still need fire and theft cover as a minimum.

 

[winks]

Here's an idea. Our van is SORN because the MOT was due on Friday, so what I've done is donate what I would have given to the revenue now goes Cancer Research with Gift Aid. Not ''good will hunting'' just a suggestion.

Cheers

H

 

[harrow]

If I SORN my van can I also save on insurance. Are there downsides to this?
What do you do?

Its easy to save on road tax but insurance companies are difficult they really want you to have insurance for a year at at time and impose high cancellation charges

 

[Minisorella]

I've started a thread in off-topic about a scam text message from the DVLA. Thought I'd mention it here because of the SORN connection.
Here's the thread....

Scam warning... text from DVLA

With lots of people SORNing their vans and so on, the phishing text I received today might just catch someone out at the moment. It claims to be from the DVLA about a rebate you're due. It contains a link to click to sort this. Don't click... it's a scam that will probably ask you for bank...

wildcamping.co.uk

 

[molly 2]

Reducing your annual milage on renewal could make saving

 

[Fisherman]

My understanding is the difference between third party fire and theft and fully comp is negligible. Check it out, but be careful if you are insuring a van which is relatively new and valuable. Don’t skimp on insurance, you may live to regret it.

 

[QFour]

Just asked NFU the question. If the MH is on the drive SORN'd and No MOT is it still insured. Waiting to hear back.

 

[bartman]

I have just rung AIB - there's no question of invalidating insurance after SORN , while on the driveway all third party risks are covered - fire, theft, vandalism etc. Obviously there's no cover if anybody's stupid enough to drive it on the road.
So by all means SORN the vehicle, but don't cancel the insurance, there are plenty of scumbags about!

 

[RichardHelen262]

I emailed comfort insurance today to ask if I am still insured if I sorn, this is their reply

 

[John H]

I agree with the comments above - SORN the vehicle if you wish but think very carefully before you decide to leave your vehicle uninsured.

 

[jacquigem]

Always worth checking your individual policies . We are with Caravan Guard and I could not find any problems with Sorn if vehicle not on road . Laid up cover ,eg Fire, Theft , Storm , etc still applies

 

[edina]

I notified my insurers (Adrian Flux) when I sorned mine and they have noted it on my policy. Got thanked for letting them know

 

[Polar Bear]

If you are going to SORN your vehicle then keep an eye on the date. Do it Tuesday at the latest. You will only get a refund for the full months you have left on the road tax.

 

[barge1914]

You can’t win. Tax paid £1850, tax refunded £357.50 after 2 months. Obviously they are going to continue taxing as a car instead of under the changed regime. I wonder if one can reregister in a different class or if one is stuck in the small window of time when they changed the category for new MHs?

 

[campervanannie]

Ok QUESTION if you sorn your vehicle with fully comprehensive insurance des your insurance automatically become only covered for Third party fire and theft this was asked on Facebook and nobody seems to know the answer.

 

[Deleted member 22077]

Ok QUESTION if you sorn your vehicle with fully comprehensive insurance des your insurance automatically become only covered for Third party fire and theft this was asked on Facebook and nobody seems to know the answer.

Got told yesterday that mine became invalid without tax/mot. Kinda tough as MOT ran out on Tuesday cos I was self isolating.

Of course, I emailed them at the start of the week to tell them, and they only told me that by email, yesterday, at 5.30. at exactly the same time they closed for the day... class!!

 

[barge1914]

I emailed comfort insurance today to ask if I am still insured if I sorn, this is their replyView attachment 78086

Did they reduce the premium?

 

[REC]

Seems to be different with each insurer? Makes life so easy doesn't it!

 

[peter palance]

Just asked NFU the question. If the MH is on the drive SORN'd and No MOT is it still insured. Waiting to hear back.

i am with adrian flux in kings lynn, ok pj.