gasgas
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.....So the seller has to declare the vehicle sold
Then reclaim outstanding tax ...
When you sell a vehicle and transfer ownership, whether a dealer is involved or not, the DVLA automatically sends you a cheque for the remaining whole months. You don't have to claim it.I think you are wrong there. A dealer can tax it for you but they need certain details to do it (e.g. insurance).
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Dealers can somehow tax vehicles when you buy them, without requiring to see your insurance. This has often puzzled me, I have bought motorhomes and cars from dealers who tax them (at my expense) before i drive them away. No insurance required.
This has nearly bankrupted me, I now have £4 in one account and £8 in another account. My granddaughter got a cracking new job, a hundred steps up from her last job walking dogs. The new job is 35 miles away so in a fit of generousity I bought her a decent £4500 car, the cheapest Kia Picanto. The dealer taxed it and granddaughter arranged (so she thought) insurance with her mother paying. Two weeks ago she was stopped for driving without insurance. The result is:
Taking to a secure compound and releasing it once insurance and ownership is proved £460
Insurance for one month, third party only, £500
Police fine £300 and 6 points.
I think the insurance will cost about £2500 for a year if she can get it. Her job won't afford that. She and we genuinely believed that her mother had arranged and paid for insurance, but apparently not. It is plainly obvious to all that the driver is responsible for insurance, valid MOT and so on, but granddaughter is a bit of a muddler and didn't think it was essential to be carrying or at least have at home an insurance certificate. She was just relying on her mother and thought the insurance was 'on the computer somewhere'.
Granddaughter lives with us after being thrown out of the house she was sharing with her fiancee. Her fancy new job won't pay for all these car expenses and she is very depressed. We had to pay for extracting the car - the option of course was for the car to be taken away and crushed presumably, she to lose her job and us having to continue seemingly forever feeding clothing and housing her. Her mother isn't in any position to fund any of the expenses or insurance.
This highlights how important it is to have insurance on a bit of paper, not on The Cloud somewhere and of course I guess granddaughter would have gone to prison if she had run into someone and put them in a wheelchair for the rest of their life. So just remember, you can buy a car or motorhome and the dealer can tax it even though it isn't insured.