John H
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We have spent quite a lot of money on a trip that we planned for June around the Baltic, including a cruise to St Petersburg. I doubt that insurance will pay for much of what we have spent but that's life. My generation (I am 72) has had it good. Among other things, we never had to fight in a war. My parent's generation were robbed of six years thanks to WW2. No doubt there were people complaining about having their holidays ruined by Mr Hitler and I suspect that if there were, they got as much sympathy as the OP. My advice to him is to get out the photo albums and re-live some of the adventures he/she has had to date - and be grateful for them.