The cost of 40 CMs = £1800

[ricc]

our aa renewal has just dropped on the doormat. 3.5 tonnes max width 2.55m but no length mentioned.

gone up 40% on last year so will be checking rac in due course.

 

[Norfolk NewBoy]

I REALLY WOULD URGE you folk to consider the NationWide FlexPlus current account (once upon a time they used to pay £100 to both parties for referrals but that ceased a couple of years ago ).

Recovery in UK & Europe for MHs upto 8m, 7.5T (plus other benefits including personal travel insurance) plus your car(s).

There is a monthly fee of £13 (=£156pa) and you need to have two Direct Debits. (There may be a minimum payment into the account but that can be sourced by moving money into and out of other accounts ).

My MH is only 6m, 3.5T so I cannnot say how they would cope with larger vehicles BUT they have proved very helpful with several starting problems at home and a rescue back to my local garage when the MH gearbox packed in last year.

Gordon

They also used to pay interest on money in the account but now they don't, so I just keep £150-200 in there.

 

[TJBi]

I REALLY WOULD URGE you folk to consider the NationWide FlexPlus current account (once upon a time they used to pay £100 to both parties for referrals but that ceased a couple of years ago ).

Recovery in UK & Europe for MHs upto 8m, 7.5T (plus other benefits including personal travel insurance) plus your car(s).

There is a monthly fee of £13 (=£156pa) and you need to have two Direct Debits. (There may be a minimum payment into the account but that can be sourced by moving money into and out of other accounts ).

My MH is only 6m, 3.5T so I cannnot say how they would cope with larger vehicles BUT they have proved very helpful with several starting problems at home and a rescue back to my local garage when the MH gearbox packed in last year.

Gordon

They also used to pay interest on money in the account but now they don't, so I just keep £150-200 in there.

Hope the insurance works better than the banking service!

 

[Greengrass]

Well some mite know we had a problem with vans sprinter lwb streering lock,at new year and forty center meters can cost most £1800 back home if 225 miles via relay, as RAC will take 3.5 tonn but not 6.9 ln length. It's 6.5m and they left us hanging.

Hi Jeff how did you get home in the end

 

[cancunia]

I knew they had a weight limit but not a length one!
Do as Wully suggests, or alternatively get a Nationwide FlexAccount Plus which includes UK/Euro breakdown & recovery for any personal vehicle, includng big and heavy ones.

Interesting idea but they do have some limits, must confess that I've not read what they are though.
"There are also weight and length limits on some vehicles such as motorhomes and caravans"

FlexPlus | Packaged bank account | Nationwide

Open a FlexPlus current account, a packaged bank account with travel insurance, breakdown recovery and mobile phone cover.

www.nationwide.co.uk

 

[TJBi]

Interesting idea but they do have some limits, must confess that I've not read what they are though.
"There are also weight and length limits on some vehicles such as motorhomes and caravans"

FlexPlus | Packaged bank account | Nationwide

Open a FlexPlus current account, a packaged bank account with travel insurance, breakdown recovery and mobile phone cover.

www.nationwide.co.uk

It would appear that Nationwide is moving Breakdown cover from Britannia Rescue to the AA, and that it is the new cover from 01/03/2022 that is restrictive.

"• Maximum Vehicle Weight: 3.5 tonnes (3,500kg) gross vehicle weight
• Maximum Vehicle Weight for Motorhomes ONLY: 7.5 tonnes gross vehicle weight
• Maximum Vehicle Width: 8ft 3in (2.55m) which constitutes the overall width of the vehicle bodywork excluding mirrors, measured at the widest points.
• Maximum vehicle length: 7m (23ft)* *These dimensions will be calculated taking into account anything attached to your vehicle and any trailer or caravan, including but not limited to towing equipment, any carriers or racks (e.g. bike or luggage), or anything else attached to the vehicle or the carriers/racks."

 

[wildebus]

It would appear that Nationwide is moving Breakdown cover from Britannia Rescue to the AA, and that it is the new cover from 01/03/2022 that is restrictive.

"• Maximum Vehicle Weight: 3.5 tonnes (3,500kg) gross vehicle weight
• Maximum Vehicle Weight for Motorhomes ONLY: 7.5 tonnes gross vehicle weight
• Maximum Vehicle Width: 8ft 3in (2.55m) which constitutes the overall width of the vehicle bodywork excluding mirrors, measured at the widest points.
• Maximum vehicle length: 7m (23ft)* *These dimensions will be calculated taking into account anything attached to your vehicle and any trailer or caravan, including but not limited to towing equipment, any carriers or racks (e.g. bike or luggage), or anything else attached to the vehicle or the carriers/racks."

That length limit is very restrictive for many people.

I wonder if there is a typo on the length? On this page here, there are some PDFs ... https://www.nationwide.co.uk/curren...-cover/#changing-our-breakdown-cover-provider
The 3rd and 4th talk about the changes effective from March 2022. The 4th Document says weight is limited to 3.5t and does not mention Motorhome cover at all. The 3rd one does, but it parrots the same length as the 4th.

On that page where it says they are changing to the AA for Breakdown, they also say:
We’re always working to make sure our members get the most from their Nationwide accounts. So, with the AA, you’ll still enjoy Roadside Assistance, National Recovery, Onward Travel, At Home cover and more. There’s no excess to pay. And you'll still get everything you expect with a FlexPlus for the usual £13 per month for maintaining the account.

Note the "And you'll still get everything you expect" ...

 

[TJBi]

That length limit is very restrictive for many people. Have you a link to where you got this information?

Follow the link provided by @cancunia and click for the pdf policy booklet effective from 01/03/2022.

 

[wildebus]

Follow the link provided by @cancunia and click for the pdf policy booklet effective from 01/03/2022.

seen it (see my extended message). I believe they made a mistake in the details within the PDF.

 

[wildebus]

seen it (see my extended message). I believe they made a mistake in the details within the PDF.

In the 4th PDF, the Breakdown Policy would appear to be VERY restrictive, bordering on the useless for a lot of incidents ...

Cover is valid for the FlexPlus account holder(s) and their authorised drivers !
The vehicle must be roadworthy, within 3.5 tonnes, no longer than 7m and no wider than 2.55m !
Or an accident where you are at fault !
No vehicle recovery to a destination of your choice if we can fix your vehicle !
No car hire, public transport costs or hotel accommodation if we can fix your vehicle or arrange a prompt local repair !
Vehicles must have a valid MOT and be taxed if required by law !
Maximum party size of 8 persons !
Your nominated vehicle will not be recovered if it will cost more than its current market value, or if the cost of repairs is £500 or less !

So if they can fix it, they don't recover - fair enough. But if they can't fix it, they won't recover if the repair cost is under £500? plenty of things can go wrong with a vehicle which cannot be repaired on the roadside and would cost under £500 to repair.
Oh, and under 3.5t only. No >3.5t motorhomes on THIS policy despite what it says on the other. (At least there is no Height Limit here ignoring the limit quoted on the other).

THAT is why this set of PDFs is incorrect and I think has at least one typo at a minimum.

I used to like the Nationwide and opened up an account when they first brought out the flex account decades ago. They have got worse as time has gone on for sure.

 

[wildebus]

PPS. Why is this of interest to me? Well, My Motorhome is under 7M, so no problem. It could be under 3.5t, so no problem. Any standard policy would seem to cover anyway, but I have cover with Flex, which would appear to be of no use from March as my Motorhome is over 3M high - that is a no-no apparently (not seen any policy restriction from any provider until now).
If they work to the quoted restrictions a very large number of people would be caught out without knowing it.

 

[TJBi]

In the 4th PDF, the Breakdown Policy would appear to be VERY restrictive, bordering on the useless for a lot of incidents ...

Cover is valid for the FlexPlus account holder(s) and their authorised drivers !
The vehicle must be roadworthy, within 3.5 tonnes, no longer than 7m and no wider than 2.55m !
Or an accident where you are at fault !
No vehicle recovery to a destination of your choice if we can fix your vehicle !
No car hire, public transport costs or hotel accommodation if we can fix your vehicle or arrange a prompt local repair !
Vehicles must have a valid MOT and be taxed if required by law !
Maximum party size of 8 persons !
Your nominated vehicle will not be recovered if it will cost more than its current market value, or if the cost of repairs is £500 or less !

So if they can fix it, they don't recover - fair enough. But if they can't fix it, they won't recover if the repair cost is under £500? plenty of things can go wrong with a vehicle which cannot be repaired on the roadside and would cost under £500 to repair.
Oh, and under 3.5t only. No >3.5t motorhomes on THIS policy despite what it says on the other. (At least there is no Height Limit here ignoring the limit quoted on the other).

THAT is why this set of PDFs is incorrect and I think has at least one typo at a minimum.

I used to like the Nationwide and opened up an account when they first brought out the flex account decades ago. They have got worse as time has gone on for sure.

If they can't fix it at the roadside and the repair cost is under £500, the terms of Roadside Assistance indicate that they will tow to a local repairer (or local destination no further away than the local repairer). Presumably, they only offer National Recovery in the case of more expensive repairs in order to keep costs (and premiums) down and because it is more expensive repairs that are likely to take longer and result in greater inconvenience to the driver + passengers if far from home/destination.
The Policy Document and IPID are consistent as regards the length. The omission from the IPID of the higher weight limit for motorhomes is disappointing, but understandable in a summary document, particularly given that the actual cover is less restrictive rather than more so, and you therefore get a nice surprise rather than a nasty one!
The IPID is not a policy, it is a summary of key features.

 

[wildebus]

If they can't fix it at the roadside and the repair cost is under £500, the terms of Roadside Assistance indicate that they will tow to a local repairer (or local destination no further away than the local repairer). Presumably, they only offer National Recovery in the case of more expensive repairs in order to keep costs (and premiums) down and because it is more expensive repairs that are likely to take longer and result in greater inconvenience to the driver + passengers if far from home/destination.
The Policy Document and IPID are consistent as regards the length. The omission from the IPID of the higher weight limit for motorhomes is disappointing, but understandable in a summary document, particularly given that the actual cover is less restrictive rather than more so, and you therefore get a nice surprise rather than a nasty one!
The IPID is not a policy, it is a summary of key features.

Remember the restriction on HEIGHT as well.
If two documents both mention length, then it would seem to be an important aspect. ommiting a restriction in WEIGHT and HEIGHT is a flaw in a summary where LENGTH is deemed relevent. a very poor example of documentation and I am surprised anyone is even slightly defending it.

PS. what is the "nice" surprise? do you mean where the more detailed document gives more - and different - info that contradicts the summary?

 

[TJBi]

PPS. Why is this of interest to me? Well, My Motorhome is under 7M, so no problem. It could be under 3.5t, so no problem. Any standard policy would seem to cover anyway, but I have cover with Flex, which would appear to be of no use from March as my Motorhome is over 3M high - that is a no-no apparently (not seen any policy restriction from any provider until now).
If they work to the quoted restrictions a very large number of people would be caught out without knowing it.

Yes, that 3 metre height restriction applies to European Cover, not UK. The increased maximum weight for motorhomes also appears not to apply to European cover. A nasty surprise in store for some!

 

[TJBi]

Remember the restriction on HEIGHT as well.
If two documents both mention length, then it would seem to be an important aspect. ommiting a restriction in WEIGHT and HEIGHT is a flaw in a summary where LENGTH is deemed relevent. a very poor example of documentation and I am surprised anyone is even slightly defending it.

I'm not defending it at all; merely trying to clarify. An IPID is all well and good, but I never rely on one, always reading the full documentation if thinking of taking out a policy. I'm not thinking of going for Nationwide FlexPlus, so didn't look at all the details of European cover in the policy document.

 

[Caz]

Another advantage of C&CC RAC scheme is that they cover any age of vehicle abroad, I switched to that rather than the normal RAC (which only covered up to ten years old) when we started taking our caravan to France years ago. The car was under ten but the caravan was a tad older. Of course since I switched to campervans and motorhomes they've all been older!

 

[QFour]

20 Plate Frankia picked up off the site at Seahouses while we were there. RAC could not get it to start. Turned over but would not start. Large recovery truck from Durham arrived to take it to Carlisle. Lifted front wheels off the ground and off it went. Back did look a bit near the ground. Guy was fed up with it. Been back to SMC three times for faulty electric bed and then factory for 6 weeks to have complete new front bed fitted. He said everytime they went out something went wrong.

 

[GMJ]

But, But, they told me I was getting a special WC discount.....

Ah yes...the old "special discount" !!!!

 

[jagmanx]

As the Actress said to the Bishop ?

 

[wildebus]

That length limit is very restrictive for many people.

I wonder if there is a typo on the length? .....

As I suspected, error in the Nationwide PDF. See the note below for more info:

So basically same details as Brittania for both UK and Europe as far as I can see? (Possibly enhanced for UK in fact with removal of any length limit on Motorhomes?)