I think pre existing conditions can be covered, probably extra premium. But we know that Daves is not likely to cause an emergency. Our main concern is accidents. I believe I went through Quidco to join the bank and got a small amount of cashback, but can't see any offers at the moment!.
Sorry to hear this.In the past, we have always relied on EHIC for the EU and only taken out insurance for travel beyond the EU. However, our circumstances have changed dramatically since getting back from Spain in March. I have been diagnosed with advanced kidney cancer and am now on treatment that ties me to the hospital every four weeks. Long-term travel abroad is now out of the question for two reasons - the four week hospital cycle and the cost of insurance (we still have a 5 day trip to Iceland booked for next June and the insurance would cost £1,600!). We still plan to travel, however, but on a different basis. We will live in the motorhome during the summer and visit the UK and move back into the house for the winter. Inbetween, we still hope to take short trips abroad but as far as insurance goes, I will adopt vwalan's maxim and "wing it". The EHIC/GHIC will do for the EU and elsewhere we will just take the chance. We have never been bothered about repatriation. The hospital systems in most of the places we visit are good and if I die, then dispose of me where I fall. The family are, fortunately, of the same frame of mind - they don't need a body to celebrate my life at the end. Sorry to be so morbid
Since I have been quoted £1600 for 5 days insurance, I'd say that, for me, that is a risk worth taking!
I have had to use my EHIC in France, Hungary and Spain - in the former two there was a small cost and in Spain there was no cost, so I think I'll take my chances.
You say it has nothing to do with the EU but as members we were allowed to exceed it because of the Freedom of Movement Directive. Now we are not members we are not allowed to exceed it. As you say, we could join Schengen but, since that would require us signing up to freedom of movement, it is unlikely to happen.
To be honest, John. I wouldn’t be so sure on that. I’ve been told by a friend who works for a Europe wide organisation that co-ordinates vets responses to EU/UK regs, the Pet Passport is being re-introduced in the UK. Agreement was reached last year to rejoin, but was politically bad as it was seen by some as showing some aspects of Brexit as being flawed, ( no comment!
So was put back to later this year. Other things will undoubtably follow. It could even be part of an EU trade agreement. The Indian and Aussie ones have exactly that clause in them. Once all the jingoistic shouting has died down trade, politics and finance will prevail.
I hope you are right but I remain sceptical. I cannot see this government (or, to be honest, any other one) signing up to free movement in the near future and without that we will not be able to exceed the 90 day limit. Indians and Australians are still subject to that limit.To be honest, John. I wouldn’t be so sure on that. I’ve been told by a friend who works for a Europe wide organisation that co-ordinates vets responses to EU/UK regs, the Pet Passport is being re-introduced in the UK. Agreement was reached last year to rejoin, but was politically bad as it was seen by some as showing some aspects of Brexit as being flawed, ( no comment!
