Thats a good price but I'd check what you where covered for our last trip for the 2 of us was £140 for 72 days
Probably because each trip was limited to 60 days. Which was fine, I did intend to go again that year but for various reasons I didn't, so I wasted £2.
What is insured? 9 Cancellation & Curtailment - up to £5,000 9 Emergency Medical and other Expenses - up to £20,000,000 9 Hospital Benefit - up to £1,000 (£20 per day) 9 Baggage - up to £3,000 9 Personal Accident - up to £40,000 9 Schedule Airline Failure - up to £2,000 9 Missed Departure - up to £1,000 9 Delayed Departure - £40 for each 12hrs (Up to Max £200) 9 Delayed Baggage - £300 (£75 per 24hrs) 9 Strike Cover - up to £300 9 Personal Liability - up to £3,000,000 9 Legal expenses - up to £20,000 9 Replacement of Passport - up to £250 9 Hijack - £1,000 (£100 per day) 9 Catastrophe - up to £1,000 9 Personal Money and Documents - up to £1,000 9 Holiday Abandonment - Up to £5,000 (after 24hrs)
What is not insured? 8 Any pre-existing medical conditions which have not been declared to us or have been declared to us and we have excluded from cover. 8 Any claims for cancelling or cutting short your holiday that result directly or indirectly from any medical condition you know about at the time of taking out this
insurance or when booking a trip which affect, a close relative who is not travelling and is not insured under this policy, a business associate, or a person you plan to stay with on your trip. 8 Any claims where you are involved in any malicious, reckless, illegal, fraudulent or any other criminal act. 8 Loss, theft of or damage of Valuables and Baggage left Unattended at any time or broken whilst in use. 8 Loss or damage of personal items unless caused by fire, theft or accident to the vehicle in which they are being carried. 8 Loss or damage due to delay, confiscation or detection by customs or other authority. 8 Any claim that results from you travelling to a country or an area where war, invasion and other war like or civil war, terrorism occurred and the (FCO) Foreign and Commonwealth Office advice at the time that you purchase your policy or book an individual trip, whichever is the latter is not to travel to this country or area.
Are there any restrictions on cover? ! Each section of cover has a maximum sum insured, as specified in your policy schedule, which we will pay up to, per insured person, per trip. ! Excess - Under most sections of this policy you have to pay the first part of any claim. This is called an excess. This will apply to each person claiming and to each incident and to each section of the policy you claim under.
Plus of course my EHIC card was still valid that year.
