2CRAZYCAMPERS
Guest
which company do you use ?
we are due to renew any help welcomed
we are due to renew any help welcomed
ken
Guest
we use camping an caravanning club Motorhome Insurance - The Camping and Caravanning Club
Wooie1958
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I ended up going back to Safeguard :- Caravan Insurance & Static Caravan Insurance: Safeguard
Not the cheapest but with European Cover including Full Breakdown Cover i think it`s worth it .
Not the cheapest but with European Cover including Full Breakdown Cover i think it`s worth it .
Last edited:
ricc
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mother in law has moved into a rented sheltered bungalow this week....cancelling her buildings and contents insurance and moving to contents only fell on my lap..... shes been with saga for years , "cos they do deals for us elderly people" , turns out her last renewal in the old place was £480..... phoned them up for a price to change to the new one.... that will be £185 per year.
then i went on meerkats
lowest quote was £35...
number two on the list was.....yes youve guessed it saga £38
dont trust any of the bastids....in my opinion saga have been ripping off my elderly mother in law for years..... relying on the elderly accepting renewals on direct debit without going to the hassle of checking the market.
still trying to get sense from bt and a refund of the 2 years monthly direct debits taken for her broadband package , after she changed to an all in one quarterly phone and broadband deal..
anyone got an email address for bt that actually gets a response?
i wont renew any insurance without getting quotes from the meerkats.
then i went on meerkats
lowest quote was £35...
number two on the list was.....yes youve guessed it saga £38
dont trust any of the bastids....in my opinion saga have been ripping off my elderly mother in law for years..... relying on the elderly accepting renewals on direct debit without going to the hassle of checking the market.
still trying to get sense from bt and a refund of the 2 years monthly direct debits taken for her broadband package , after she changed to an all in one quarterly phone and broadband deal..
anyone got an email address for bt that actually gets a response?
i wont renew any insurance without getting quotes from the meerkats.
Wooie1958
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Covey
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Saga
I had a run in with Saga over renewing my car insurance. The premium went up by 70% from £400 (I live in SE London!!) and Saga said it was because I lived in London. I had lived in London the year before when they charged me the £400 fully comp! I have never had a claim but they offered me a 10% reduction on the 70% increase.
Upshot was that I went to Admiral for about £425 and last year at renewal time my premium actually went down!!!!!!!
When Saga first started up and was a private company, they specialised in the "over 50's" market which was a very good business plan. Everybody who was with Saga seemed to be getting a reasonable deal, so why change. However, SAGA are now owned by a private equity company whose business model is to load up the company with debt and then sell it on at a large profit.
Suddenly Saga became just another insurance company offering a low teaser premium to get you to change to Saga, and then hammer you on renewals because the older generation tend not to move insurance companies that much.
The original ideals on which Saga was based were good, now it is "buyer beware"
I had a run in with Saga over renewing my car insurance. The premium went up by 70% from £400 (I live in SE London!!) and Saga said it was because I lived in London. I had lived in London the year before when they charged me the £400 fully comp! I have never had a claim but they offered me a 10% reduction on the 70% increase.
Upshot was that I went to Admiral for about £425 and last year at renewal time my premium actually went down!!!!!!!
When Saga first started up and was a private company, they specialised in the "over 50's" market which was a very good business plan. Everybody who was with Saga seemed to be getting a reasonable deal, so why change. However, SAGA are now owned by a private equity company whose business model is to load up the company with debt and then sell it on at a large profit.
Suddenly Saga became just another insurance company offering a low teaser premium to get you to change to Saga, and then hammer you on renewals because the older generation tend not to move insurance companies that much.
The original ideals on which Saga was based were good, now it is "buyer beware"
snowbirds
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Insurance savings.
Hi 2CRAZYCAMPERS,
I have a 2009 Swift Escape and was with Direct Line the first year after a change from a Volvo car,CC&C came out best for me so stayed for last couple of years. I pay £320 at the moment with CC&C, but do look around before renewing as I do on all my Insurance.We had annual travel with Saga last year but it went up to £165 this year so moved to L&V that gives us three months away and Passport cover at £125 + a couple of health problems at age 66 & 67,so it will do for now.As I have more time now I check all costs on Motorhome. I use ADAC instead of RAC/AA,Changed my Habitation to a local Engineer at £80 as against dealer at £145+.The Fiat is serviced by a commercial Dealer but am happy with them at the moment as the van is not very old.
Regards Snowbirds.
Hi 2CRAZYCAMPERS,
I have a 2009 Swift Escape and was with Direct Line the first year after a change from a Volvo car,CC&C came out best for me so stayed for last couple of years. I pay £320 at the moment with CC&C, but do look around before renewing as I do on all my Insurance.We had annual travel with Saga last year but it went up to £165 this year so moved to L&V that gives us three months away and Passport cover at £125 + a couple of health problems at age 66 & 67,so it will do for now.As I have more time now I check all costs on Motorhome. I use ADAC instead of RAC/AA,Changed my Habitation to a local Engineer at £80 as against dealer at £145+.The Fiat is serviced by a commercial Dealer but am happy with them at the moment as the van is not very old.
Regards Snowbirds.
ricc
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done that... dont sound like youve ever tried getting a sensible answere to an aparently complicated query from them.
Deleted member 30249
Guest
A question regarding Insurance. I insured my very first MH in October with Caravan Guard. Quote was acceptable but I was informed I would not be insured to drive any other vehicle. I rang CC and was told the same. Is this correct and if so why?
iveco4x4
Guest
"insured to drive any other vehicle under this policy" is probabily more accurate
If they don't supply some cover then the risk on the policy is lower so they can charge you less money / or make more profit, probabily a bit of both
Campers are traditionaly 2nd vehicles so why load them up with cover you don't need
I use safeguard, unlimited mileage , good price and 365 cover. No breakdown cover though as my truck is too old :-(
Rich
If they don't supply some cover then the risk on the policy is lower so they can charge you less money / or make more profit, probabily a bit of both
Campers are traditionaly 2nd vehicles so why load them up with cover you don't need
I use safeguard, unlimited mileage , good price and 365 cover. No breakdown cover though as my truck is too old :-(
Rich
didds
Guest
well its not just saga, and its not just old folk. Its how all insurance companies operate with everybody, relying on laziness, inertia and self-delusion to retain customers and fleece them year after year.
my mum used to moan like buggery that my dad did nothing around the home. then when he died and she had to handle all the financial stuff and other "hidden" work she suddenly found out what he did spend all day sorting out. And she has just learned the same lesson your mum has - that the happy smiling insurance brokers she has used for years since then was costing her a fortune compared to checking around every year, and her lovely bank staff had provided totally useless investments with returns that weren't worth it.
She couldn't believe that i'd insured her T4 for under £300 full comp for all three of us adults (her, me + the wifelet). It would have been little more than £200 but she wanted the rip-off legal insurance as well for £40. *shrug*
didds