Upforadventure
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Due to the rather rotten lemons life has thrown at me I am trying to make lemonade and have made the decision that at this point in my life I want to become a full time Motorhomer. However, the lemonade is not going well. Having done a lot of research in order to be prepared (ex Girl guide - along time ago!!!) one of the first things I looked into was whether this was legal to do in this country and the answer was yes - even with 'no fixed abode' - it is completely legal just to have an address for correspondence (Comfort even state this on thier blog ref full time living!!!!!!!!) But, it would seem that insurance companies have more governance over this than the law. I came across Comfort quite early on in my 'research'. Having seen a lovely motorhome that suits both my needs for this purpose and budget I contacted them - but the computer said NO, NO, NO, NO!! No, the MH is too old; No, it's not expensive enough!; No we don't insure fulltiming in an American RV (it's not a huge one - 9ms and UK registered); - and No, we don't insure no fixed abode!!!!!! So turning to other companies (but haven't exhausted them all yet) - it seems it is also a resounding NO to not having a 'permanent bricks and mortar' where the MH will be 'mainly' 'parked' and NO to 'full timing' - as in living in it, and NO to no fixed abode. Also as part of my research, I have come across websites such as this and many youtubes videos on motorhoming and living in a motorhome(caravan/campervan) 'full time', leaving the rat race etc etc. It is obvioulsy not uncommon. So my question is - HOW???? How on earth do you get insurance to be able to do this. HOW??? - How can insurance companies have the power to basically null and void UK law? HOW??? How can I do this?? This is what I want to do, I do not want to pay rent to into someone else's pocket for the next two years when that money could 'buy' my own 'home', I do not want to pay extortionate utility bills and CT for the next two years, I do not wish to stagnet in this 'house' that is not my home doing nothing for the next two years except eeking out my money to last on rent and bills not able to afford to do much else as well, I do not wish/nor could retain a bricks and mortar address, and I am quite happy not to vote. I wish to live in a motorhome for the next couple of years and tour this beautiful country. All of which is perfectly legal in the UK. Yet I cannot get insurance to allow me to do so! One reason - and one of many - to do this for a few years is to rid myself of the corruptness, control, confinement and compliance one is trapped and tricked into when living in bricks and mortar, yet this is what is stopping me. Doing this will bring me a lot of joy and happiness and 'freedom' for many reasons yet that choice is being severely hindered at almost the first hurdle which is, quite frankly, incredulous, annoying and frustrating. So, to those of you who have been there, done that - how did you do it?? How do you do it??? How can you be a fulltimer which is perfectly legal if insurance companies won't insure you?????? Your advice and help would be extremely appreciated as I don't quite know what to do next to resolve this.
Many TIA
Ufaa
Many TIA
Ufaa