European Health Insurance Card

Ok..some one posts a thread , (not me, ) about Ehic being refused in Spain, I agree that this is happening, ( i dealt with this in work yesterday) I try to help my fellow wild campers by sharing a bit of my knowledge as I work in travel insurance claims .

Nothing strange, no vested interest, just sharing knowledge of how insurance works, if someone has Ehic, or if they don't


Just trying to help !

It is that "help" that worries me. Instead of telling people that they have been subject to an illegal act you seem to be implying that they need to take out insurance. Your comments about "how insurance works" are of little relevance to the scam in question but seem directed towards drumming up business.
 
What a nonsense!!

A reputable website says that our own Dept of Health has reported that some Spanish and Greek hospitals are illegally rejecting EHIC cards. This has been confirmed by a member who has first hand experience.



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It goes on to say that the European Commission are on the case.



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I can't understand why anyone wants to make a song and dance about it instead of just accepting it for the warning it is.


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If the cap fits, wear it.

I'm a Free Member. Mods and Admin might like to reflect why I remain so after so many years of contributions.
 
Ok..some one posts a thread , (not me, ) about Ehic being refused in Spain, I agree that this is happening, ( i dealt with this in work yesterday) I try to help my fellow wild campers by sharing a bit of my knowledge as I work in travel insurance claims .

Nothing strange, no vested interest, just sharing knowledge of how insurance works, if someone has Ehic, or if they don't


Just trying to help !

Can you please tell my what hospital has refused this card I have been talking to my inlaw.s who work in the Alicante hospital and they have never heard of this being done:wave:
 
Can you please tell my what hospital has refused this card I have been talking to my inlaw.s who work in the Alicante hospital and they have never heard of this being done:wave:

Are there no laws against identifying individual hospitals? I doubt if German12's employers would be happy with him divulging cases. However, I googled plenty of references and then I came across something interesting at the end:


British tourists denied free care by Spanish hospitals | Mail Online

Interesting article re. EHIC

British tourists denied free care by Spanish hospitals | This is Money

Why falling ill in Greece could leave you with a £17,000 bill | This is Money

Travelling with the EHIC | EHIC travel experiences | Apply EHIC

Motorhome Facts :: View topic - Travellers to Spain hit by medical bills.

Although . . .

While looking up these references, something had been nudging itself into my mind and then I came across this:


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I remember something about the E111 and EHIC being for "visitors" and "tourists" and "travellers"; people who became resident becme unentitled to use the "visitor" facilities and, in the E111 days, had to obtain a E112 (or something). Perhaps, just maybe, a hospital might become suspicious that a "tourist" is a resident after requiring multiple treatments spaced apart.

Just a thought.

Ken - as a resident in Spain, do you rely on the EHIC? How often have you used it?

Maureen has twice needed treatment in France and the second time there was something of a pause while we explained we were in a motorhome, travelling. I'd forgotten that.
 
not sure id place too much reliance on a daily mail article....i look at their website most days...to put it mildly they dont let the facts spoil a good headline....and sometimes their articles are word perfect with the stories in my fathers daily express....it seems to me that they both copy and paste from somewhere else (agency, some pratts press release?) without doing any of their own research..

are any other journalists any better? can we trust anything in the media to be the full truth.?
 
Are there no laws against identifying individual hospitals? I doubt if German12's employers would be happy with him divulging cases. However, I googled plenty of references and then I came across something interesting at the end:


British tourists denied free care by Spanish hospitals | Mail Online

Interesting article re. EHIC

British tourists denied free care by Spanish hospitals | This is Money

Why falling ill in Greece could leave you with a £17,000 bill | This is Money

Travelling with the EHIC | EHIC travel experiences | Apply EHIC

Motorhome Facts :: View topic - Travellers to Spain hit by medical bills.

Although . . .

While looking up these references, something had been nudging itself into my mind and then I came across this:


20130308083029.png



I remember something about the E111 and EHIC being for "visitors" and "tourists" and "travellers"; people who became resident becme unentitled to use the "visitor" facilities and, in the E111 days, had to obtain a E112 (or something). Perhaps, just maybe, a hospital might become suspicious that a "tourist" is a resident after requiring multiple treatments spaced apart.

Just a thought.

Ken - as a resident in Spain, do you rely on the EHIC? How often have you used it?

Maureen has twice needed treatment in France and the second time there was something of a pause while we explained we were in a motorhome, travelling. I'd forgotten that.

No i dont rely on the EHIC card here but i could do as i still pay taxes in england and here i only use the card when i go to Portugal for the summer, even there i have used this card and was ok. Sorry to say this but i think that someone or some travel insurance company may have started this.:wave:
 
What a nonsense!!

A reputable website says that our own Dept of Health has reported that some Spanish and Greek hospitals are illegally rejecting EHIC cards. This has been confirmed by a member who has first hand experience.

But that is not what we are talking about. The member you refer to has said that some hospitals are refusing to accept the card but instead of categorically pointing out that this is an ILLEGAL act, he/she seems to be trying to drum up support for private insurance. That is why I and others seem to be suspicious of him/her.
 
No i dont rely on the EHIC card here but i could do as i still pay taxes in england and here i only use the card when i go to Portugal for the summer, even there i have used this card and was ok. Sorry to say this but i think that someone or some travel insurance company may have started this.:wave:


I started this. And I'm regretting it.

According to the NHS website you ceased to be eligible to use the EHIC when you moved permanently to Spain. I guess you could argue about what is permanent; for example, do you still pay council tax for an address in England or have some such proof that your residency in Spain is not permanent. But on the face of this extract, your use of the EHIC is not approved by the NHS. Not in Spain, and, I guess (I said, guess!), not in Portugal either. Perhaps you'd be entitled to a Spanish issued EHIC?

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This is getting a whole lot more complicated than taking notice of a simple warning. However, I suppose it could have deeper meanings for those of us who live for, maybe, six months or so abroad.
 
I started this. And I'm regretting it.

According to the NHS website you ceased to be eligible to use the EHIC when you moved permanently to Spain. I guess you could argue about what is permanent; for example, do you still pay council tax for an address in England or have some such proof that your residency in Spain is not permanent. But on the face of this extract, your use of the EHIC is not approved by the NHS. Not in Spain, and, I guess (I said, guess!), not in Portugal either. Perhaps you'd be entitled to a Spanish issued EHIC?

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This is getting a whole lot more complicated than taking notice of a simple warning. However, I suppose it could have deeper meanings for those of us who live for, maybe, six months or so abroad.

I pay council tax and keep 6 men in work in the UK i only come back when i have too, next year when i close the company down I will be sorry for the 6 very good worker,s : that have been with me for a long time. When I first move here and ask the NHS about this i was told as long as i pay in I can use this card if i travel to anouther country next year i will gat the Spanish Tarueta Sanitaria Europea the same as the EHIC so i can use if i have to come back any time. Please god that never happends:wave:
 
I started this. And I'm regretting it.

According to the NHS website you ceased to be eligible to use the EHIC when you moved permanently to Spain. I guess you could argue about what is permanent; for example, do you still pay council tax for an address in England or have some such proof that your residency in Spain is not permanent. But on the face of this extract, your use of the EHIC is not approved by the NHS. Not in Spain, and, I guess (I said, guess!), not in Portugal either. Perhaps you'd be entitled to a Spanish issued EHIC?

20130308094933.png


This is getting a whole lot more complicated than taking notice of a simple warning. However, I suppose it could have deeper meanings for those of us who live for, maybe, six months or so abroad.

This is an excellent thread and has highlighted some issues to be aware of even though many out in Spain have not experienced these problems.
The thread has brought out some interesting points well worth reading if you intend heading off in that direction.
 
Thank you MTM and Flip Flap for those kind words. It's always a problem when people want to deal with a problem by pretending it doesn't exist. The more you delve into this little problem the more, perhaps, you realise you shouldn't! But you're right; I'm realising that this is a potential problem we should be aware of. So, reluctantly . . .

Ken points out that,resident in Spain, he uses his UK EHIC without any problem in Portugal having been told by the NHS that he could do so. But then a little research shows that Ken shouldn't even have the EHIC. The terms and conditions, signed when he obtained it, show that he should have returned it on moving to Spain permanently. Sorry Ken; you shouldn't even have the EHIC. It would be good advice not to use it in Portugal.

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All of us who go abroad for extended periods should now know we might be affected. Especially if we go to the same place year after year. Especially if we are full-timers.

JohnH is resident outside the UK for longish periods (already close to six months, this winter). He has admitted to using the Spanish Health Service for continuing care - he regards it as "one the most efficient, accommodating and FREE services he has ever come across" . Dangerous words! A little research, which I'm not about to repeat (but John should), shows that he might be classed as a health migrant and not entitled to the EHIC. Let's say some jobsworth sees multiple use of the EHIC - and perhaps not only in the same year. This year, and last year, and maybe next year too. This is possibly allowed, I don't know . . . but . . .

See what could be happening? Some jobsworth sees this multiple use and in these cash-strapped times says, "this family are health migrants" and says, "you must pay for this treatment and claim it back from the NHS when you return to England." No good protesting that this is acting illegally; you need your broken leg setting now - not after you've settled a legal argument. And, the jobsworth knows the rules; you might be in the wrong!

The jobsworth might not be in Spain or Greece or Portugal, he might be a chairborne warrior in the NHS in Newcastle responsible for paying the bill ultimately - and in these computerised days he might notice the multiple use, that JohnH is away at the same place in Spain for six months every year, and begin a process of investigation which includes the denial of the EHIC; perhaps only temporarily while John proves he's still paying water rates and electricity bills in the UK, or however else he can prove he's still resident in the UK and not his over-wintering place.

Look here - reports in Spain!

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Are you resident in Spain visiting England for six months a year or are you resident in England visiting Spain for six months a year? The sort of argument jobsworths love! It's the sort of argument JohnH loves!

And then it spills over to other users, who come under suspicion, too. And then it leads to warnings on Martin's Moneysaver website.

And then it leads to this thread.

Ken, and John - you live dangerously. Not only that - you're spoling things for the rest of us (Wow! I never, ever, thought I'd use those words; hate them - I might use them again!!).

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JohnH is resident outside the UK for longish periods (already close to six months, this winter). He has admitted to using the Spanish Health Service for continuing care - he regards it as "one the most efficient, accommodating and FREE services he has ever come across" . Dangerous words! A little research, which I'm not about to repeat (but John should), shows that he might be classed as a health migrant and not entitled to the EHIC. Let's say some jobsworth sees multiple use of the EHIC - and perhaps not only in the same year. This year, and last year, and maybe next year too. This is possibly allowed, I don't know . . . but . . .

Ken, and John - you live dangerously. Not only that - you're spoling things for the rest of us (Wow! I never, ever, thought I'd use those words; hate them - I might use them again!!).

Complete rubbish. I am not resident outside the UK. I am resident in the UK. I travel extensively - and legally - to many countries, including Spain. The health conditions that we have had to use the Spanish (and other) health services for have been perfectly legitimately covered by the EHIC (or appropriate travel insurance if they have ocurred outside the EU). A health tourist goes to places with the specific intention of using their health service; we use those services for problems which unexpectedly arise while we are there. There has never been any problem - nor will there be because we are using those heaalth services perfectly legally.

It is not me who is spoiling it for anybody else, it is those who fail to point out that any refusal of the EHIC is ILLEGAL and should be immediately reported to the authorities, NOT to a private insurance company!
 
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Complete rubbish. I am not resident outside the UK. I am resident in the UK. I travel extensively - and legally - to many countries, including Spain. The health conditions that we have had to use the Spanish (and other) health services for have been perfectly legitimately covered by the EHIC (or appropriate travel insurance if they have ocurred outside the EU). A health tourist goes to places with the specific intention of using their health service; we use those services for problems which unexpectedly arise while we are there. There has never been any problem - nor will there be because we are using those heaalth services perfectly legally.

It is not me who is spoiling it for anybody else, it is those who fail to point out that any refusal of the EHIC is ILLEGAL and should be immediately reported to the authorities, NOT to a private insurance company!

I do hope so.
 
Can,t be doing all this john so no more thread,s on Spain from me any more.

Don't let the idiots drive you away, Ken - your advice on all things Spanish has been very useful to many on this site and I hope it will continue to be so.
 
Next time, try to establish the facts before accusing somebody of breaking the law.

I will.

But, you know, I didn't accuse. I pointed out how a jobsworth might see things. And how problems might have arisen. But your already knew this, didn't you?

Just out of interest, it could be useful, how would you prove you remain resident in England? I think I would probably try to remain on the electoral roll with, maybe, a relative. It's something I hope to need to put some thought into - but I haven't; until now. How would you prove it?
 
I will.

But, you know, I didn't accuse. I pointed out how a jobsworth might see things. And how problems might have arisen. But your already knew this, didn't you?

Just out of interest, it could be useful, how would you prove you remain resident in England? I think I would probably try to remain on the electoral roll with, maybe, a relative. It's something I hope to need to put some thought into - but I haven't; until now. How would you prove it?

Well, to accuse me of living dangerously and spoiling it for the rest of you sounds very much like an accusation to me!

I can easily prove I am resident in England. I own only one property. It has been my address since 1980. I am on the electoral register at that address. It is my postal address. All of the things I own that aren't with me in the van are in that house. All my bills are sent to that address. It is the address on my driving licence, my passport and all other official documents. It is my official place of residence - there is no other.
 
Well, to accuse me of living dangerously and spoiling it for the rest of you sounds very much like an accusation to me!

I can easily prove I am resident in England. I own only one property. It has been my address since 1980. I am on the electoral register at that address. It is my postal address. All of the things I own that aren't with me in the van are in that house. All my bills are sent to that address. It is the address on my driving licence, my passport and all other official documents. It is my official place of residence - there is no other.


Thank you.

And Ken. I made no accusation of any wrongdoing to you either. I pointed out that you'd been told by the NHS that it was ok to use your card in Portugal but that this was at variance with the terms and conditions of the card's issue.

An emotional subject and it's one I have a suspicion is going to be a growing problem.
 
EHIC Card

Just thought Id come in here to clarify a few points, as a resident in Spain with legal Residencia and of pensionable age I have a Spanish SIP card which gives me full access to the Spanish National Health service ( on becoming a pensioner the UKs DWP S1 form is sent to you in Spain,with one of the points confirming that you are no longer covered by the UK NHS,this is to stop you being in both systems).
The EHIC card was sent here once the UK recieved back the S1 form stamped by Spain,took 12mths but thats another story.
If I where to travel to any other EU country ie UK I would use the EHIC card issued to me by the UK NHS as Im not in the UK system.

Just to clarify "mureenandtom" up to approx 12 mths ago the EHIC card for us expats was issued by Spain but the rules changed and now the persons country of nationality not resdence issues the cards ie UK

With regard to being charged for treatment you need to first make sure you go to a National Health hospital and not a Private one ....if you are not familiar with the area you could easily make that mistake.I think the hospital on the Benidorm TV programme is a private one.Dont sign any forms and make sure the Taxi or Ambulance is taking you to a National Health hospital.And yes the health system is in crisis and they are trying all ways to extract money from us all so be carefull
 

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