Canalsman
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I imagine they'll be covered unless the insurers believe it's wilful negligence.That maybe so but unless you are local and know that its safe my immediate assumption would naturally be to assume its not. Least not for a four ton motorhome. Beaches change as has been mentioned even over a few hours.
Its extremely sad I Agree and it must be awful for those that have pretty much lost their motorhome. I wonder how they stand insurance wise. Certainly not something to gloat over but for those nutters who wrecked their cars in that ford just to get youtube views I have absolutely no sympathy. Absolute bell ends.
However they're unlikely to receive a payout sufficient to replace it like for like.